HR 3564 — Middle Class Borrower Protection Act of 2023
Congress 118
Latest action: — Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
- Mooney, Alexander X. (R, WV-2) — cosponsor
- Lawler, Michael (R, NY-17) — cosponsor
- Huizenga, Bill (R, MI-4) — cosponsor
- Yakym, Rudy (R, IN-2) — cosponsor
- Bice, Stephanie I. (R, OK-5) — cosponsor
Action timeline
- · H11100 — Referred to the House Committee on Financial Services.
- · Intro-H — Introduced in House
- · 1000 — Introduced in House
- — Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 26 - 22.
- — Committee Consideration and Mark-up Session Held
- · H12410 — Placed on the Union Calendar, Calendar No. 79.
- · H12200 — Reported (Amended) by the Committee on Financial Services. H. Rept. 118-103.
- · 5000 — Reported (Amended) by the Committee on Financial Services. H. Rept. 118-103.
- · H1L210 — Rules Committee Resolution H. Res. 524 Reported to House. Rule provides for consideration of H.R. 3564, H.R. 3799 and H. Res. 461. The resolution provides for consideration of H.R. 3564 under a structured rule with one hour of general debate; H.R. 3799 under a structured rule with eighty minutes of general debate; and H.Res. 461, under a closed rule with one hour of general debate. The resolution provides for a motion to recommit on H.R. 3564 and H.R. 3799.
- · H38310 — Motion to reconsider laid on the table Agreed to without objection.
- · H37100 — On passage Passed by the Yeas and Nays: 230 - 189 (Roll no. 289).
- · 8000 — Passed/agreed to in House: On passage Passed by the Yeas and Nays: 230 - 189 (Roll no. 289).
- · H36210 — On motion to recommit Failed by the Yeas and Nays: 197 - 214 (Roll no. 288).
- · H8A000 — The previous question on the motion to recommit was ordered pursuant to clause 2(b) of rule XIX.
- · H36200 — Mr. Cleaver moved to recommit to the Committee on Financial Services. (text: CR H3127)
- · H34400 — The House adopted the amendments en gross as agreed to by the Committee of the Whole House on the state of the Union.
- · H35000 — The previous question was ordered pursuant to the rule.
- · H32600 — The House rose from the Committee of the Whole House on the state of the Union to report H.R. 3564.
- · H8D000 — DEBATE - Pursuant to the provisions of H. Res. 524, the Committee of the Whole proceeded with 10 minutes of debate on the Pettersen amendment No. 4.
- · H8D000 — DEBATE - Pursuant to the provisions of H. Res. 524, the Committee of the Whole proceeded with 10 minutes of debate on the Lee (NV) amendment No. 3.
- · H8D000 — DEBATE - Pursuant to the provisions of H. Res. 524, the Committee of the Whole proceeded with 10 minutes of debate on the Lee (NV) amendment No. 2.
- · H8D000 — DEBATE - Pursuant to the provisions of H. Res. 524, the Committee of the Whole proceeded with 10 minutes of debate on the Boebert amendment No. 1.
- · H8D000 — GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 3564.
- · H32020 — House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 524 and Rule XVIII.
- · H32400 — The Speaker designated the Honorable Dan Newhouse to act as Chairman of the Committee.
- · H8D000 — Rule provides for consideration of H.R. 3564, H.R. 3799 and H. Res. 461. The resolution provides for consideration of H.R. 3564 under a structured rule with one hour of general debate; H.R. 3799 under a structured rule with eighty minutes of general debate; and H.Res. 461, under a closed rule with one hour of general debate. The resolution provides for a motion to recommit on H.R. 3564 and H.R. 3799.
- · H30000 — Considered under the provisions of rule H. Res. 524. (consideration: CR H3115-3128; text: CR H3120)
- — Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Text versions
- Introduced in House · 2023-05-22 — open
- Reported in House · 2023-06-07 — open
- Engrossed in House · 2023-06-23 — open
- Referred in Senate · 2023-07-10 — open
Connected on the graph
Inbound (5)
| date | from | type | amount | role | source |
|---|---|---|---|---|---|
| — | Mooney, Alexander X. | cosponsor_of_bill | — | cosponsor | sponsorship |
| — | Lawler, Michael | cosponsor_of_bill | — | cosponsor | sponsorship |
| — | Yakym, Rudy | cosponsor_of_bill | — | cosponsor | sponsorship |
| — | Huizenga, Bill | cosponsor_of_bill | — | cosponsor | sponsorship |
| — | Bice, Stephanie I. | cosponsor_of_bill | — | cosponsor | sponsorship |
Who matters
Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.
| # | Member | Role | Speeches | Voted | Score |
|---|---|---|---|---|---|
| 1 | Bice, Stephanie I. (R, house OK-5) | cosponsor | 2 | — | 3 |
| 2 | Huizenga, Bill (R, house MI-4) | cosponsor | 1 | — | 2 |
| 3 | Lawler, Michael (R, house NY-17) | cosponsor | 1 | — | 2 |
| 4 | Mooney, Alexander X. (R, house WV-2) | cosponsor | 0 | — | 1 |
| 5 | Yakym, Rudy (R, house IN-2) | cosponsor | 0 | — | 1 |
Who's influencing them
Orgs ranked by combined money flow on this bill: LDA filings citing the bill + individual contributions in cycle 2026from donors whose employer matches the org name (Schedule A) to any principal committee in the "who matters" list above.
| # | Org | LDA filings | LDA spend | Donor employees | Employee donations | Total |
|---|---|---|---|---|---|---|
| 1 | retired | 0 | $0 | 418 | $33,183 | $33,183 |
| 2 | castle harlan, inc. | 0 | $0 | 1 | $7,000 | $7,000 |
| 3 | berenson partners, llc. | 0 | $0 | 1 | $3,643 | $3,643 |
| 4 | ohio machinery co. | 0 | $0 | 1 | $3,500 | $3,500 |
| 5 | thirdpoint llc | 0 | $0 | 1 | $3,500 | $3,500 |
| 6 | heritage construction + materials | 0 | $0 | 1 | $3,300 | $3,300 |
| 7 | northwell health | 0 | $0 | 2 | $3,000 | $3,000 |
| 8 | self employed | 0 | $0 | 4 | $2,271 | $2,271 |
| 9 | cordary inc. | 0 | $0 | 1 | $2,000 | $2,000 |
| 10 | none | 0 | $0 | 21 | $1,662 | $1,662 |
| 11 | regency centers | 0 | $0 | 1 | $1,500 | $1,500 |
| 12 | farhat group inc. | 0 | $0 | 1 | $1,200 | $1,200 |
| 13 | hellman management | 0 | $0 | 1 | $1,000 | $1,000 |
| 14 | cammebys | 0 | $0 | 1 | $1,000 | $1,000 |
| 15 | suburban hospital alliance of nys | 0 | $0 | 1 | $1,000 | $1,000 |
| 16 | self | 0 | $0 | 18 | $651 | $651 |
| 17 | monument advocacy | 0 | $0 | 1 | $500 | $500 |
| 18 | farragut partners | 0 | $0 | 1 | $500 | $500 |
| 19 | nela realty llc | 0 | $0 | 1 | $500 | $500 |
| 20 | berbromgt | 0 | $0 | 1 | $500 | $500 |
| 21 | longbow public policy | 0 | $0 | 1 | $500 | $500 |
| 22 | cor | 0 | $0 | 1 | $387 | $387 |
| 23 | reliant parking | 0 | $0 | 1 | $250 | $250 |
| 24 | town of clarkstown | 0 | $0 | 1 | $250 | $250 |
| 25 | nys doccs - sing sing | 0 | $0 | 1 | $200 | $200 |
Predicted vote
Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.
4 predicted yes (1%) · 266 predicted no (49%) · 273 unknown (50%)
By party: · R: 4 yes / 0 no / 273 unknown · D: 0 yes / 263 no · I: 0 yes / 3 no
4 high-confidence positions (voted + sponsor + cosponsor)
- Bice, Stephanie I. (R · house · OK-5) · cosponsor
- Huizenga, Bill (R · house · MI-4) · cosponsor
- Lawler, Michael (R · house · NY-17) · cosponsor
- Yakym, Rudy (R · house · IN-2) · cosponsor
Activity
Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; click the date to jump to its provenance.
- 2026-05-17 · cosponsored by Huizenga, Bill (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Yakym, Rudy (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Mooney, Alexander X. (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Lawler, Michael (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Bice, Stephanie I. (cosponsor) · sponsorship