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A 3038 — Establishes a right of action for claims arising out of coerced debts

Congress · introduced 2025-01-23

Prohibits creditors from enforcing a consumer debt incurred as a result of fraud, duress, intimidation, threat, force, identity theft, exploitation of the debtor's personal information or similar economic abuse perpetrated against a debtor; establishes a right of action by the debtor for relief against creditors for violations; makes related provisions.

Latest action: 2025-05-29 — ASSEMBLY_FLOOR

Sponsors

Action timeline

  1. · assembly — REFERRED TO CONSUMER AFFAIRS AND PROTECTION
  2. · assembly — AMEND AND RECOMMIT TO CONSUMER AFFAIRS AND PROTECTION
  3. · assembly — PRINT NUMBER 3038A
  4. · assembly — REPORTED REFERRED TO CODES
  5. · assembly — AMEND AND RECOMMIT TO CODES
  6. · assembly — PRINT NUMBER 3038B
  7. · assembly — REPORTED REFERRED TO RULES
  8. · assembly — REPORTED
  9. · assembly — RULES REPORT CAL.305
  10. · assembly — ORDERED TO THIRD READING RULES CAL.305
  11. · assembly — SUBSTITUTED BY S1353B

Text versions

Connected on the graph

Inbound (17)

datefromtypeamountrolesource
2025-01-23Kalman Yegercosponsor_of_bill—cosponsorsponsorship
2025-01-23Anna Kellescosponsor_of_bill—cosponsorsponsorship
2025-01-23Amy Paulincosponsor_of_bill—cosponsorsponsorship
2025-01-23Phil Steckcosponsor_of_bill—cosponsorsponsorship
2025-01-23Dana Levenbergcosponsor_of_bill—cosponsorsponsorship
2025-01-23Jessica Gonzalez-Rojascosponsor_of_bill—cosponsorsponsorship
2025-01-23Steven Otiscosponsor_of_bill—cosponsorsponsorship
2025-01-23MaryJane Shimskycosponsor_of_bill—cosponsorsponsorship
2025-01-23Chris Burdickcosponsor_of_bill—cosponsorsponsorship
2025-01-23Karines Reyescosponsor_of_bill—cosponsorsponsorship
2025-01-23Latrice Walkercosponsor_of_bill—cosponsorsponsorship
2025-01-23Maritza Davilacosponsor_of_bill—cosponsorsponsorship
2025-01-23George Alvarezcosponsor_of_bill—cosponsorsponsorship
2025-01-23Andrew Hevesicosponsor_of_bill—cosponsorsponsorship
2025-01-23Rebecca Seawrightcosponsor_of_bill—cosponsorsponsorship
2025-01-23Al Taylorcosponsor_of_bill—cosponsorsponsorship
2025-01-23Linda Rosenthalsponsor_of_bill—sponsorsponsorship

Who matters

Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.

#MemberRoleSpeechesVotedScore
1Linda Rosenthal (—, state_lower NY-67)sponsor0—5
2Al Taylor (—, state_lower NY-71)cosponsor0—1
3Amy Paulin (—, state_lower NY-88)cosponsor0—1
4Andrew Hevesi (—, state_lower NY-28)cosponsor0—1
5Anna Kelles (—, state_lower NY-125)cosponsor0—1
6Chris Burdick (—, state_lower NY-93)cosponsor0—1
7Dana Levenberg (—, state_lower NY-95)cosponsor0—1
8George Alvarez (—, state_lower NY-78)cosponsor0—1
9Jessica Gonzalez-Rojas (—, state_lower NY-34)cosponsor0—1
10Kalman Yeger (—, state_lower NY-41)cosponsor0—1
11Karines Reyes (—, state_lower NY-87)cosponsor0—1
12Latrice Walker (—, state_lower NY-55)cosponsor0—1
13Maritza Davila (—, state_lower NY-53)cosponsor0—1
14MaryJane Shimsky (—, state_lower NY-92)cosponsor0—1
15Phil Steck (—, state_lower NY-110)cosponsor0—1
16Rebecca Seawright (—, state_lower NY-76)cosponsor0—1
17Steven Otis (—, state_lower NY-91)cosponsor0—1

Predicted vote

Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.

0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)

By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no

Activity

Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; click the date to jump to its provenance.

  1. 2025-01-23 · cosponsored by Steven Otis (cosponsor) · sponsorship
  2. 2025-01-23 · cosponsored by Phil Steck (cosponsor) · sponsorship
  3. 2025-01-23 · cosponsored by Latrice Walker (cosponsor) · sponsorship
  4. 2025-01-23 · sponsored by Linda Rosenthal (sponsor) · sponsorship
  5. 2025-01-23 · cosponsored by MaryJane Shimsky (cosponsor) · sponsorship
  6. 2025-01-23 · cosponsored by Chris Burdick (cosponsor) · sponsorship
  7. 2025-01-23 · cosponsored by Amy Paulin (cosponsor) · sponsorship
  8. 2025-01-23 · cosponsored by Maritza Davila (cosponsor) · sponsorship
  9. 2025-01-23 · cosponsored by Anna Kelles (cosponsor) · sponsorship
  10. 2025-01-23 · cosponsored by George Alvarez (cosponsor) · sponsorship
  11. 2025-01-23 · cosponsored by Karines Reyes (cosponsor) · sponsorship
  12. 2025-01-23 · cosponsored by Andrew Hevesi (cosponsor) · sponsorship
  13. 2025-01-23 · cosponsored by Al Taylor (cosponsor) · sponsorship
  14. 2025-01-23 · cosponsored by Kalman Yeger (cosponsor) · sponsorship
  15. 2025-01-23 · cosponsored by Jessica Gonzalez-Rojas (cosponsor) · sponsorship
  16. 2025-01-23 · cosponsored by Rebecca Seawright (cosponsor) · sponsorship
  17. 2025-01-23 · cosponsored by Dana Levenberg (cosponsor) · sponsorship

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