A 3428 — Creates the consumer overdraft protection act
Congress · introduced 2025-01-27
Creates the consumer overdraft protection act to ensure that consumers are informed of their options in regard to overdraft protection.
Latest action: 2026-01-07 — IN_ASSEMBLY_COMM
Sponsors
Action timeline
- · assembly — REFERRED TO BANKS
- · assembly — REFERRED TO BANKS
Text versions
Connected on the graph
Inbound (2)
| date | from | type | amount | role | source |
|---|---|---|---|---|---|
| 2025-01-27 | Jenifer Rajkumar | sponsor_of_bill | — | sponsor | sponsorship |
| 2025-01-27 | Al Taylor | cosponsor_of_bill | — | cosponsor | sponsorship |
Who matters
Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.
| # | Member | Role | Speeches | Voted | Score |
|---|---|---|---|---|---|
| 1 | Jenifer Rajkumar (—, state_lower NY-38) | sponsor | 0 | — | 5 |
| 2 | Al Taylor (—, state_lower NY-71) | cosponsor | 0 | — | 1 |
Predicted vote
Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.
0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)
By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no
Activity
Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; click the date to jump to its provenance.
- 2025-01-27 · cosponsored by Al Taylor (cosponsor) · sponsorship
- 2025-01-27 · sponsored by Jenifer Rajkumar (sponsor) · sponsorship