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A 4918 — Relates to interest rate limitations for financing arrangements and the extension of credit

Congress · introduced 2025-02-10

Provides interest rate limitations for financing arrangements and the extension of consumer credit; relates to the definitions of criminal usury in the first and second degrees; relates to the functions of the attorney general regarding rental purchase agreements.

Latest action: 2026-01-07 — IN_ASSEMBLY_COMM

Sponsors

Action timeline

  1. · assembly — REFERRED TO BANKS
  2. · assembly — REFERRED TO BANKS

Text versions

Connected on the graph

Inbound (19)

datefromtypeamountrolesource
2025-02-10Tommy Schiavonicosponsor_of_bill—cosponsorsponsorship
2025-02-10Deborah Glickcosponsor_of_bill—cosponsorsponsorship
2025-02-10Sarahana Shresthacosponsor_of_bill—cosponsorsponsorship
2025-02-10Amanda Septimocosponsor_of_bill—cosponsorsponsorship
2025-02-10Marcela Mitaynescosponsor_of_bill—cosponsorsponsorship
2025-02-10Yudelka Tapiacosponsor_of_bill—cosponsorsponsorship
2025-02-10Jessica Gonzalez-Rojascosponsor_of_bill—cosponsorsponsorship
2025-02-10Noah Burroughscosponsor_of_bill—cosponsorsponsorship
2025-02-10MaryJane Shimskycosponsor_of_bill—cosponsorsponsorship
2025-02-10Phara Souffrant Forrestcosponsor_of_bill—cosponsorsponsorship
2025-02-10Chris Burdickcosponsor_of_bill—cosponsorsponsorship
2025-02-10Grace Leecosponsor_of_bill—cosponsorsponsorship
2025-02-10Emily Gallaghercosponsor_of_bill—cosponsorsponsorship
2025-02-10Nader Sayeghcosponsor_of_bill—cosponsorsponsorship
2025-02-10Maritza Davilacosponsor_of_bill—cosponsorsponsorship
2025-02-10Emerita Torrescosponsor_of_bill—cosponsorsponsorship
2025-02-10Jen Lunsfordcosponsor_of_bill—cosponsorsponsorship
2025-02-10Harvey Epsteincosponsor_of_bill—cosponsorsponsorship
2025-02-10Steven Ragasponsor_of_bill—sponsorsponsorship

Who matters

Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.

#MemberRoleSpeechesVotedScore
1Steven Raga (—, state_lower NY-30)sponsor0—5
2Amanda Septimo (—, state_lower NY-84)cosponsor0—1
3Chris Burdick (—, state_lower NY-93)cosponsor0—1
4Deborah Glick (—, state_lower NY-66)cosponsor0—1
5Emerita Torres (—, state_lower NY-85)cosponsor0—1
6Emily Gallagher (—, state_lower NY-50)cosponsor0—1
7Grace Lee (—, state_lower NY-65)cosponsor0—1
8Harvey Epstein (—, state_lower NY-74)cosponsor0—1
9Jen Lunsford (—, state_lower NY-135)cosponsor0—1
10Jessica Gonzalez-Rojas (—, state_lower NY-34)cosponsor0—1
11Marcela Mitaynes (—, state_lower NY-51)cosponsor0—1
12Maritza Davila (—, state_lower NY-53)cosponsor0—1
13MaryJane Shimsky (—, state_lower NY-92)cosponsor0—1
14Nader Sayegh (—, state_lower NY-90)cosponsor0—1
15Noah Burroughs (—, state_lower NY-18)cosponsor0—1
16Phara Souffrant Forrest (—, state_lower NY-57)cosponsor0—1
17Sarahana Shrestha (—, state_lower NY-103)cosponsor0—1
18Tommy Schiavoni (—, state_lower NY-1)cosponsor0—1
19Yudelka Tapia (—, state_lower NY-86)cosponsor0—1

Predicted vote

Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.

0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)

By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no

Activity

Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; click the date to jump to its provenance.

  1. 2025-02-10 · cosponsored by Harvey Epstein (cosponsor) · sponsorship
  2. 2025-02-10 · cosponsored by Noah Burroughs (cosponsor) · sponsorship
  3. 2025-02-10 · cosponsored by Phara Souffrant Forrest (cosponsor) · sponsorship
  4. 2025-02-10 · cosponsored by Marcela Mitaynes (cosponsor) · sponsorship
  5. 2025-02-10 · cosponsored by Jen Lunsford (cosponsor) · sponsorship
  6. 2025-02-10 · cosponsored by Tommy Schiavoni (cosponsor) · sponsorship
  7. 2025-02-10 · cosponsored by Emerita Torres (cosponsor) · sponsorship
  8. 2025-02-10 · cosponsored by Yudelka Tapia (cosponsor) · sponsorship
  9. 2025-02-10 · cosponsored by Nader Sayegh (cosponsor) · sponsorship
  10. 2025-02-10 · cosponsored by Deborah Glick (cosponsor) · sponsorship
  11. 2025-02-10 · cosponsored by Sarahana Shrestha (cosponsor) · sponsorship
  12. 2025-02-10 · cosponsored by Emily Gallagher (cosponsor) · sponsorship
  13. 2025-02-10 · cosponsored by Grace Lee (cosponsor) · sponsorship
  14. 2025-02-10 · cosponsored by Amanda Septimo (cosponsor) · sponsorship
  15. 2025-02-10 · cosponsored by Chris Burdick (cosponsor) · sponsorship
  16. 2025-02-10 · cosponsored by Jessica Gonzalez-Rojas (cosponsor) · sponsorship
  17. 2025-02-10 · sponsored by Steven Raga (sponsor) · sponsorship
  18. 2025-02-10 · cosponsored by Maritza Davila (cosponsor) · sponsorship
  19. 2025-02-10 · cosponsored by MaryJane Shimsky (cosponsor) · sponsorship

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