S 7654 — Authorizes the superintendent of financial services to oversee and regulate car dealer transactions with consumers

Congress · introduced 2025-04-25

Authorizes the superintendent of financial services to oversee and regulate car dealer transactions with consumers; requires motor vehicle retail installment contracts to include an itemized listing of all costs related to the purchase of a motor vehicle and disclosure of the prohibition of conditional delivery; requires motor vehicle dealers to provide credit applicants with copies of all credit application documents; prohibits the conditional delivery of a motor vehicle.

Latest action: 2026-01-07 — IN_SENATE_COMM

Action timeline

2025-04-25 · senate — REFERRED TO BANKS
2025-05-27 · senate — 1ST REPORT CAL.1288
2025-05-28 · senate — 2ND REPORT CAL.
2025-05-29 · senate — ADVANCED TO THIRD READING
2025-06-13 · senate — COMMITTED TO RULES
2026-01-07 · senate — REFERRED TO BANKS

Text versions

Introduced · 2025-04-25 — HTML · Text

Connected on the graph

Inbound (1)

date	from	type	amount	role	source
2025-04-25	Siela Bynoe	sponsor_of_bill	—	sponsor	sponsorship

Who matters

Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.

#	Member	Role	Speeches	Voted	Score
1	Siela Bynoe (—, state_upper NY-6)	sponsor	0	—	5

Predicted vote

Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.

0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)

By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no

Activity

Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; click the date to jump to its provenance.

2025-04-25 · sponsored by Siela Bynoe (sponsor) · sponsorship

pac.dog is a free, independent, non-partisan research tool. Every candidate, committee, bill, vote, member, and nonprofit on this site is mirrored from primary U.S. government sources (FEC, congress.gov, govinfo.gov, IRS) and each state's Secretary of State / election commission — no third-party data vendors, no paywall, no editorial intermediation. Citations to the originating source are on every detail page.