S 8115 — Relates to the use of automated lending decision-making tools by banks for the purposes of making lending decisions

Congress · introduced 2025-05-15

Relates to the use of automated lending decision-making tools by banks for the purposes of making lending decisions; allows loan applicants to consent to or opt out of such use.

Latest action: 2026-05-12 — IN_SENATE_COMM

Action timeline

2025-05-15 · senate — REFERRED TO BANKS
2025-05-27 · senate — REPORTED AND COMMITTED TO INTERNET AND TECHNOLOGY
2025-06-02 · senate — AMEND (T) AND RECOMMIT TO INTERNET AND TECHNOLOGY
2025-06-02 · senate — PRINT NUMBER 8115A
2025-06-05 · senate — AMEND AND RECOMMIT TO INTERNET AND TECHNOLOGY
2025-06-05 · senate — PRINT NUMBER 8115B
2026-01-07 · senate — REFERRED TO BANKS
2026-04-30 · senate — AMEND AND RECOMMIT TO BANKS
2026-04-30 · senate — PRINT NUMBER 8115C
2026-05-12 · senate — REPORTED AND COMMITTED TO INTERNET AND TECHNOLOGY

Text versions

Introduced · 2025-05-15 — HTML · Text
Amendment A · 2025-06-02 — HTML · Text
Amendment B · 2025-06-05 — HTML · Text
Amendment C · 2026-04-30 — HTML · Text

Connected on the graph

Inbound (1)

date	from	type	amount	role	source
2025-05-15	James Sanders Jr.	sponsor_of_bill	—	sponsor	sponsorship

Who matters

Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.

#	Member	Role	Speeches	Voted	Score
1	James Sanders Jr. (—, state_upper NY-10)	sponsor	0	—	5

Predicted vote

Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.

0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)

By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no

Activity

Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; click the date to jump to its provenance.

2025-05-15 · sponsored by James Sanders Jr. (sponsor) · sponsorship

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