S 9281 — Requires prior approval of certain rates; requires insurers provide written explanations for certain premium increases; and authorizes the refiling of certain rates

Congress · introduced 2026-02-24

Requires rate filings for prior approval for commercial property insurance, commercial general liability insurance, and personal residential property insurance; requires insurers provide written explanations for premium increases in certain covered policies; requires certain insurers of homeowners' insurance to refile its homeowners' insurance rates and, in certain circumstances, be required to reduce rates.

Latest action: 2026-02-24 — IN_SENATE_COMM

Action timeline

2026-02-24 · senate — REFERRED TO INSURANCE

Text versions

Introduced · 2026-02-24 — HTML · Text

Connected on the graph

Inbound (2)

date	from	type	amount	role	source
2026-02-24	Brian Kavanagh	cosponsor_of_bill	—	cosponsor	sponsorship
2026-02-24	James Skoufis	sponsor_of_bill	—	sponsor	sponsorship

Who matters

Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.

#	Member	Role	Speeches	Voted	Score
1	James Skoufis (—, state_upper NY-42)	sponsor	0	—	5
2	Brian Kavanagh (—, state_upper NY-27)	cosponsor	0	—	1

Predicted vote

Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.

0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)

By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no

Activity

Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; click the date to jump to its provenance.

2026-02-24 · sponsored by James Skoufis (sponsor) · sponsorship
2026-02-24 · cosponsored by Brian Kavanagh (cosponsor) · sponsorship

pac.dog is a free, independent, non-partisan research tool. Every candidate, committee, bill, vote, member, and nonprofit on this site is mirrored from primary U.S. government sources (FEC, congress.gov, govinfo.gov, IRS) and each state's Secretary of State / election commission — no third-party data vendors, no paywall, no editorial intermediation. Citations to the originating source are on every detail page.