S 9514 — Prohibits certain financial institutions from charging a fee based on the frequency of payments or for changing the frequency of mortgage payments
Congress · introduced 2026-03-19
Prohibits certain financial institutions from charging a fee for making monthly, semi-monthly, and biweekly payments or for changing the frequency of mortgage payments.
Latest action: 2026-05-14 — SENATE_FLOOR
Sponsors
- Brian Kavanagh (—, NY-27) — sponsor · 2026-03-19
Action timeline
- · senate — REFERRED TO BANKS
- · senate — AMEND (T) AND RECOMMIT TO BANKS
- · senate — PRINT NUMBER 9514A
- · senate — 1ST REPORT CAL.1032
- · senate — 2ND REPORT CAL.
- · senate — ADVANCED TO THIRD READING
Text versions
Connected on the graph
Inbound (1)
| date | from | type | amount | role | source |
|---|---|---|---|---|---|
| 2026-03-19 | Brian Kavanagh | sponsor_of_bill | — | sponsor | sponsorship |
Who matters
Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.
| # | Member | Role | Speeches | Voted | Score |
|---|---|---|---|---|---|
| 1 | Brian Kavanagh (—, state_upper NY-27) | sponsor | 0 | — | 5 |
Predicted vote
Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.
0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)
By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no
Activity
Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; click the date to jump to its provenance.
- 2026-03-19 · sponsored by Brian Kavanagh (sponsor) · sponsorship