HB 3423 — Directs an insurer to consider only specified information in determining rates for a motor vehicle liability insurance policy.
Congress · introduced 2025-01-24
Digest: Says than an insurer may not look at some information about a person to set a rate for car insurance for that person. (Flesch Readability Score: 62.1). Directs an insurer to consider only specified information in determining rates for a motor vehicle liability insurance policy. Prohibits an insurer from considering other specified information in determining eligibility, rates or premiums for a motor vehicle liability insurance policy. Permits an insurer, under specified circumstances, to consider an abstract of an individual's nonemployment driving record when evaluating the individual's application to obtain or renew motor vehicle liability insurance. Prohibits an insurer from using credit history to determine eligibility, rates or premiums for motor vehicle liability insurance. Takes effect on the 91st day following adjournment sine die.
Latest action: — In House Committee
Sponsors
- Hudson, Zach (D, OR-49) — sponsor
- Gelser Blouin, Sara (D, OR-8) — sponsor
- Nguyen, Hoa (D, OR-48) — cosponsor
- Nelson, Travis (D, OR-44) — cosponsor
Action timeline
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Text versions
No text versions on file yet — same ingest as the action timeline populates these. Each version has direct links to the XML / HTML / PDF at govinfo.gov.
Connected on the graph
Inbound (4)
| date | from | type | amount | role | source |
|---|---|---|---|---|---|
| 2025-01-24 | Hudson, Zach | sponsor_of_bill | — | sponsor | sponsorship |
| 2025-01-24 | Nelson, Travis | cosponsor_of_bill | — | cosponsor | sponsorship |
| 2025-01-24 | Nguyen, Hoa | cosponsor_of_bill | — | cosponsor | sponsorship |
| 2025-01-24 | Gelser Blouin, Sara | sponsor_of_bill | — | sponsor | sponsorship |
Who matters
Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.
| # | Member | Role | Speeches | Voted | Score |
|---|---|---|---|---|---|
| 1 | Gelser Blouin, Sara (D, state_upper OR-8) | sponsor | 0 | — | 5 |
| 2 | Hudson, Zach (D, state_lower OR-49) | sponsor | 0 | — | 5 |
| 3 | Nelson, Travis (D, state_lower OR-44) | cosponsor | 0 | — | 1 |
| 4 | Nguyen, Hoa (D, state_lower OR-48) | cosponsor | 0 | — | 1 |
Predicted vote
Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.
0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)
By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no
Activity
Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; click the date to jump to its provenance.
- 2025-01-24 · sponsored by Hudson, Zach (sponsor) · sponsorship
- 2025-01-24 · cosponsored by Nelson, Travis (cosponsor) · sponsorship
- 2025-01-24 · sponsored by Gelser Blouin, Sara (sponsor) · sponsorship
- 2025-01-24 · cosponsored by Nguyen, Hoa (cosponsor) · sponsorship