S 3616 — Expanding Access to Lending Options Act
Congress 119 · introduced 2026-01-13
Latest action: — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
- Cortez Masto, Catherine (D, NV-S) — sponsor · 2026-01-13
- Ricketts, Pete (R, NE-S) — cosponsor
Lobbied by (1)
LDA filings that named this bill in their activity descriptions. The lobbying firm (registrant) is paid by the client to lobby on this and related issues.
| Filing | Period | Registrant (lobbying firm) | Client | Income | Matched |
|---|---|---|---|---|---|
| 1st Quarter - Report | 2026 first_quarter | CALIFORNIA AND NEVADA CREDIT UNION LEAGUES | CALIFORNIA AND NEVADA CREDIT UNION LEAGUES | — | S. 3616 |
Action timeline
- — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- · 10000 — Introduced in Senate
Text versions
- Introduced in Senate · 2026-01-13 — open
Connected on the graph
Inbound (3)
| date | from | type | amount | role | source |
|---|---|---|---|---|---|
| — | Ricketts, Pete | cosponsor_of_bill | — | cosponsor | sponsorship |
| 2026-01-13 | Cortez Masto, Catherine | sponsor_of_bill | — | sponsor | sponsorship |
| 2026-01-01 | CALIFORNIA AND NEVADA CREDIT UNION LEAGUES | lobbies_on_bill | — | S. 3616 | lobbying_bill_mention |
Who matters
Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.
| # | Member | Role | Speeches | Voted | Score |
|---|---|---|---|---|---|
| 1 | Cortez Masto, Catherine (D, senate NV) | sponsor | 3 | — | 8 |
| 2 | Ricketts, Pete (R, senate NE) | cosponsor | 3 | — | 4 |
Who's influencing them
Orgs ranked by combined money flow on this bill: LDA filings citing the bill + individual contributions in cycle 2026from donors whose employer matches the org name (Schedule A) to any principal committee in the "who matters" list above.
| # | Org | LDA filings | LDA spend | Donor employees | Employee donations | Total |
|---|---|---|---|---|---|---|
| 1 | pearson & associates | 0 | $0 | 14 | $16,303 | $16,303 |
| 2 | u.s. travel association | 0 | $0 | 2 | $13,181 | $13,181 |
| 3 | not employed | 0 | $0 | 234 | $10,712 | $10,712 |
| 4 | s-3 group | 0 | $0 | 2 | $8,000 | $8,000 |
| 5 | herman dinklage inc | 0 | $0 | 1 | $7,000 | $7,000 |
| 6 | csi aviation | 0 | $0 | 1 | $7,000 | $7,000 |
| 7 | quick trip | 0 | $0 | 1 | $3,300 | $3,300 |
| 8 | apollo | 0 | $0 | 1 | $3,000 | $3,000 |
| 9 | apollo global management | 0 | $0 | 1 | $3,000 | $3,000 |
| 10 | public strategies washington | 0 | $0 | 1 | $2,500 | $2,500 |
| 11 | tamaroff mts | 0 | $0 | 1 | $2,000 | $2,000 |
| 12 | eaton steel bar company | 0 | $0 | 1 | $2,000 | $2,000 |
| 13 | premier realty michigan, llc | 0 | $0 | 1 | $2,000 | $2,000 |
| 14 | holtzman vogel, pllc | 0 | $0 | 1 | $1,800 | $1,800 |
| 15 | westpac welath | 0 | $0 | 1 | $1,500 | $1,500 |
| 16 | imperative execution inc. | 0 | $0 | 1 | $1,500 | $1,500 |
| 17 | self-employed | 0 | $0 | 35 | $1,263 | $1,263 |
| 18 | gardner white | 0 | $0 | 1 | $1,000 | $1,000 |
| 19 | bluff point assoc. | 0 | $0 | 1 | $1,000 | $1,000 |
| 20 | mm coastal wealth | 0 | $0 | 1 | $1,000 | $1,000 |
| 21 | detroit venture partners | 0 | $0 | 1 | $1,000 | $1,000 |
| 22 | hw kaufman group | 0 | $0 | 1 | $1,000 | $1,000 |
| 23 | associated dermatologist | 0 | $0 | 1 | $1,000 | $1,000 |
| 24 | williams and jensen | 0 | $0 | 1 | $1,000 | $1,000 |
| 25 | williams and jensen, pllc | 0 | $0 | 1 | $1,000 | $1,000 |
Predicted vote
Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.
2 predicted yes (0%) · 3 predicted no (1%) · 538 unknown (99%)
By party: · R: 1 yes / 0 no / 276 unknown · D: 1 yes / 0 no / 262 unknown · I: 0 yes / 3 no
2 high-confidence positions (voted + sponsor + cosponsor)
- Cortez Masto, Catherine (D · senate · NV) · sponsor
- Ricketts, Pete (R · senate · NE) · cosponsor
Activity
Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; click the date to jump to its provenance.
- 2026-05-17 · cosponsored by Ricketts, Pete (cosponsor) · sponsorship
- 2026-01-13 · sponsored by Cortez Masto, Catherine (sponsor) · sponsorship
- 2026-01-01 · lobbied on by CALIFORNIA AND NEVADA CREDIT UNION LEAGUES (s. 3616) · lobbying_bill_mention