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--> Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – May 2026 #3 | Troutman Pepper Locke - JDSupra Menu News & Insights Popular Labor & Employment Finance & Banking Intellectual Property Health & Healthcare Environmental Issues more… Business Insurance Commercial Real Estate Corporate Taxes Immigration Securities more… Personal Residential Real Estate Estate Planning Civil Rights Personal Taxes Bankruptcy more… Jump to: Latest Updates » Trending [ 7 ] [Survey] What do GC want from law firm guidance? Your input matters... [Hot Topic] Artificial Intelligence [Hot Topic] Employer Liability Issues Latest IMMIGRATION News & Updates Stay Informed: Popular Reads on JD Supra Meet JD Supra's Top Authors! Build a Morning News Digest: Easy, Custom Content, Free! Browse All Law News Topics » Find Author By Business Matters Labor & Employment Finance & Banking Intellectual Property Insurance Taxes See All Subjects » --> By Personal Issues Civil Rights Family Matters Personal Injury Wills, Trusts, & Estate Planning Worker’s Compensation See All Subjects » --> By Location California New York Texas Canada United Kingdom See All Locations » --> Subscribe Custom Email Digests Build a custom email digest by following topics, people, and firms published on JD Supra. X (formerly Twitter) RSS Feeds for Publishers For Reporters My Account Log In May 20, 2026 Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – May 2026 #3 Ethan Ostroff Troutman Pepper Locke + Follow x Following x Following - Unfollow Contact LinkedIn Facebook X Send Embed To embed, copy and paste the code into your website or blog: To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week. Federal Activities State Activities Federal Activities: On May 15, the Office of the Comptroller of the Currency (OCC) issued two final rules addressing national banks’ and federal savings associations’ authority to pay interest on funds held in real estate escrow accounts, codifying longstanding powers to establish and maintain escrow accounts and to determine, in their business judgment, whether and on what terms to pay compensation or charge fees on those accounts, and issuing a preemption determination that federal law overrides New York’s interest-on-escrow statute and 13 other substantively equivalent state and territorial laws (including those in Guam and the U.S. Virgin Islands). The OCC framed federal preemption as a key tool to reduce regulatory burden and spur real estate lending, and praised a recent Second Circuit decision holding that federal law preempts New York’s law, stating that the court’s ruling and these final rules together provide important clarity on the scope of federal preemption in this area. For more information, click here . On May 15, the Nati

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