pac.dog pac.dog / Lobbying

1st Quarter - Report · 2026

Filing UUID
3128b1e4-687f-4de3-af7b-2a75c2b4bb8c
Type
Q1 — 1st Quarter - Report
Period
first_quarter
Year
2026
Posted
2026-04-02 20:52:50
Income (reported)
Expenses (reported)
$266,000
Expenses method
B
Filing document
Open on lda.senate.gov

Registrant (lobbying firm)

AMERICAN FINANCIAL SERVICES ASSOCIATION

Trade Association for Financial Services Companies

Contact
ANN CARMICHAEL HARTER
Phone
+1 202-466-8606
Address
zip:20006, city:Washington, state:DC, street:1750 H St NW Suite 650

Client

AMERICAN FINANCIAL SERVICES ASSOCIATION

State
DC
Country
US
Government-entity client
false
Effective date
2009-07-08

Issues lobbied + lobbyists

FIN — Financial Institutions/Investments/Securities

HR 654-TABS Act, HR 306-Credit repair legislation, SJ Res 36-CFPB medical debt reversal, FTC click to cancel rule and issues relating to fraud prevention, promoting bank-fintech partnerships, exploration of legislation limiting debt settlement companie, data privacy issues

Lobbyists: ANN CARMICHAEL HARTER (covered position: White House Office of Presidential Correspondence 2004-2005, White House Office of Legislative Affairs 2005-2006, Department of Labor Office of Congressional and Intergovernmental Affairs 2006-2009); CECILIA HOPE WINSLOW; MICHAEL GRIMES (covered position: paid internship for Congressman Tim Ryan 2011) [new]

Government entities lobbied: Consumer Financial Protection Bureau (CFPB); Federal Deposit Insurance Corporation (FDIC); Federal Trade Commission (FTC); HOUSE OF REPRESENTATIVES; SENATE; White House Office

BAN — Banking

HR 654-TABS Act, HR 306-Credit repair legislation, SJ Res 36-CFPB medical debt reversal, FTC click to cancel rule and matters relating to fraud prevention, promoting bank-fintech partnerships, industrial loan companies, CFPB payday rule, overall limitations to CFPB regulations and oversight of the Bureau, exploration of legislation limiting debt settlement companies, data privacy issues

Lobbyists: ANN CARMICHAEL HARTER (covered position: White House Office of Presidential Correspondence 2004-2005, White House Office of Legislative Affairs 2005-2006, Department of Labor Office of Congressional and Intergovernmental Affairs 2006-2009); CECILIA HOPE WINSLOW; MICHAEL GRIMES (covered position: paid intern for Congressman Tim Ryan, summer 2011) [new]

Government entities lobbied: Consumer Financial Protection Bureau (CFPB); Federal Deposit Insurance Corporation (FDIC); Federal Trade Commission (FTC); HOUSE OF REPRESENTATIVES; Office of Management & Budget (OMB); SENATE; Small Business Administration (SBA); White House Office

BUD — Budget/Appropriations

discussions on budget reconciliation with respect to provisions limiting the scope, funding, power, and reach of the CFPB, placing CFPB under appropriations

Lobbyists: ANN CARMICHAEL HARTER (covered position: White House Office of Presidential Correspondence 2004-2005, White House Office of Legislative Affairs 2005-2006, Department of Labor Office of Congressional and Intergovernmental Affairs 2006-2009); CECILIA HOPE WINSLOW; MICHAEL GRIMES (covered position: paid intern, Congressman Tim Ryan, summer 2011) [new]

Government entities lobbied: Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; SENATE

TEC — Telecommunications

TCPA, SCAM Act support in both House and Senate, fraud prevention, limiting debt settlement companies

Lobbyists: ANN CARMICHAEL HARTER (covered position: White House Office of Presidential Correspondence 2004-2005, White House Office of Legislative Affairs 2005-2006, Department of Labor Office of Congressional and Intergovernmental Affairs 2006-2009); CECILIA HOPE WINSLOW; MICHAEL GRIMES (covered position: paid intern, Congressman Tim Ryan, summer 2011) [new]

Government entities lobbied: Federal Communications Commission (FCC); Federal Trade Commission (FTC); HOUSE OF REPRESENTATIVES; SENATE

DEF — Defense

examination of Military Lending Act regulations

Lobbyists: ANN CARMICHAEL HARTER (covered position: White Office of Presidential Correspondence (2004-5), White House Office of Legislative Affairs (2005-6), Department of Labor Office of Congressional and Intergovernmental Affairs (2006-9)); CECILIA HOPE WINSLOW; MICHAEL GRIMES (covered position: paid intern, Congressman Tim Ryan, summer 2011) [new]

Government entities lobbied: Consumer Financial Protection Bureau (CFPB); Defense, Dept of (DOD); HOUSE OF REPRESENTATIVES; SENATE; White House Office

LAW — Law Enforcement/Crime/Criminal Justice

arbitration

Lobbyists: ANN CARMICHAEL HARTER; CECILIA HOPE WINSLOW; MICHAEL GRIMES (covered position: paid intern, Congressman Tim Ryan, summer 2011) [new]

Government entities lobbied: HOUSE OF REPRESENTATIVES; SENATE

SMB — Small Business

examination of SBA regs from Biden Administration, loan forgiveness from COVID loans

Lobbyists: ANN CARMICHAEL HARTER; CECILIA HOPE WINSLOW; MICHAEL GRIMES (covered position: paid intern for Tim Ryan)

Government entities lobbied: Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; SENATE; Small Business Administration (SBA); Treasury, Dept of

GOV — Government Issues

DOGE policies and limits on CFPB and federal government scope

Lobbyists: ANN CARMICHAEL HARTER; CECILIA HOPE WINSLOW; MICHAEL GRIMES (covered position: paid intern, Congressman Tim Ryan)

Government entities lobbied: HOUSE OF REPRESENTATIVES; Office of Management & Budget (OMB); SENATE; White House Office

AUT — Automotive Industry

1071 requirements from Biden CFPB, examination of current (45W) and potential future tax benefits for the automotive industry, 45W off ramp and examination of auto tax deduction in HR 1, implementation of auto rax relief in OBBB, prevention of fraud in the auto space

Lobbyists: CECILIA HOPE WINSLOW; ANN CARMICHAEL HARTER; MICHAEL GRIMES

Government entities lobbied: Federal Trade Commission (FTC); HOUSE OF REPRESENTATIVES; Internal Revenue Service (IRS); SENATE; Treasury, Dept of

TAX — Taxation/Internal Revenue Code

45W off ramp and examination of auto tax deduction in HR 1

Lobbyists: ANN CARMICHAEL HARTER; MICHAEL GRIMES; CECILIA HOPE WINSLOW

Government entities lobbied: HOUSE OF REPRESENTATIVES; Internal Revenue Service (IRS); SENATE; Treasury, Dept of

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