HJRES 190 — Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans".

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1. 2024-07-18 · H11100 — Referred to the House Committee on Financial Services.
2. 2024-07-18 · Intro-H — Introduced in House
3. 2024-07-18 · 1000 — Introduced in House

• Introduced in House · 2024-07-18 — open

CRS reports that cite this bill in their relatedMaterials — what Congress was reading on the topic. Click any report for its summary, formats, and bill-citation walk.

• Buy Now, Pay Later: Policy Issues and Options for Congress R48858 · Reports · 2026-02-18
  “Buy Now, Pay Later” (BNPL) is a form of point-of-sale financing a consumer can use to purchase an item and pay for it later on a set payment schedule. Such products fit into a broader suite of products that allow consum
• Overview of the Truth in Lending Act IF12769 · Resources · 2024-09-19
  The Truth in Lending Act (TILA; 15 U.S.C. §§1601 et seq.) requires creditors to disclose standardized information for various financing products and offers additional consumer protections. TILA applies to most forms of c
• Rapidly Growing “Buy Now, Pay Later” (BNPL) Financing: Market Developments and Policy Issues IF12734 · Resources · 2024-08-08
  “Buy now, pay later” (BNPL) is a form of point-of-sales financing. With BNPL financing, a consumer can purchase an item now and pay for it later on a predetermined payment schedule. While retailers have offered BNPL fina