S 4943 — Protecting Consumers From Payment Scams Act
Congress 118
Latest action: — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors (1)
- Warren, Elizabeth (D, MA-S) — cosponsor
Action timeline (2)
- — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- · 10000 — Introduced in Senate
Text versions (1)
- Introduced in Senate · 2024-08-01 — open
Bill text (extracted)
Amendments
Congressional Research Service briefs (2)
CRS reports that cite this bill in their relatedMaterials — what Congress was reading on the topic. Click any report for its summary, formats, and bill-citation walk.
- Interest Rate Caps on Credit Cards: Policy Issues
IF12861· Resources · 2026-03-10While the cost of financial services is a perennial topic of congressional debate, Congress has recently paid particular attention to the costs associated with credit cards, one of the most popular payment options for co - Elder Financial Exploitation
IN12462· Posts · 2025-02-12Elder financial exploitation (EFE), as defined by the Financial Crimes Enforcement Network (FinCEN), is “the illegal or improper use of an older adult’s funds, property, or assets.” EFE can deprive seniors of much-needed
Connected on the graph
3 typed relationships in the influence graph — 1 inbound, 2 outbound, grouped by type.
cited in report (2)
| date | dir | entity | amount | role | source |
|---|---|---|---|---|---|
| — | → | IN12462 | — | crs-report-relatedMaterials | |
| — | → | IF12861 | — | crs-report-relatedMaterials |
cosponsor of bill (1)
| date | dir | entity | amount | role | source |
|---|---|---|---|---|---|
| — | ← | Warren, Elizabeth | — | cosponsor | sponsorship |
Who matters on this bill
Who matters
Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.
| # | Member | Role | Speeches | Voted | Score |
|---|---|---|---|---|---|
| 1 | Warren, Elizabeth (D, senate MA) | cosponsor | 6 | — | 6 |
Who's influencing them
Orgs ranked by combined money flow on this bill: LDA filings citing the bill + individual contributions in cycle 2026from donors whose employer matches the org name (Schedule A) to any principal committee in the "who matters" list above.
| # | Org | LDA filings | LDA spend | Donor employees | Employee donations | Total |
|---|---|---|---|---|---|---|
| 1 | none | 0 | $0 | 2,321 | $678,436 | $678,436 |
| 2 | self employed | 0 | $0 | 293 | $83,883 | $83,883 |
| 3 | retired | 0 | $0 | 149 | $44,101 | $44,101 |
| 4 | scaled agile inc. | 0 | $0 | 1 | $5,000 | $5,000 |
| 5 | conrad llc | 0 | $0 | 1 | $3,500 | $3,500 |
| 6 | american national corporation | 0 | $0 | 1 | $3,300 | $3,300 |
| 7 | mit/harvard | 0 | $0 | 1 | $3,008 | $3,008 |
| 8 | university of pennsylvania | 0 | $0 | 3 | $2,990 | $2,990 |
| 9 | smithsonian astrophysical observatory | 0 | $0 | 2 | $2,366 | $2,366 |
| 10 | synergy financial llc | 0 | $0 | 1 | $2,000 | $2,000 |
| 11 | william h thomas jr | 0 | $0 | 1 | $1,776 | $1,776 |
| 12 | intel | 0 | $0 | 2 | $1,625 | $1,625 |
| 13 | sasaki assoc. | 0 | $0 | 1 | $1,500 | $1,500 |
| 14 | trudeau & mcavoy | 0 | $0 | 1 | $1,500 | $1,500 |
| 15 | arctic slope research corp | 0 | $0 | 1 | $1,500 | $1,500 |
| 16 | life support technologies group | 0 | $0 | 1 | $1,400 | $1,400 |
| 17 | stanford university | 0 | $0 | 2 | $1,390 | $1,390 |
| 18 | 0 | $0 | 6 | $1,355 | $1,355 | |
| 19 | stanford univ | 0 | $0 | 1 | $1,350 | $1,350 |
| 20 | winifred dooley | 0 | $0 | 1 | $1,325 | $1,325 |
| 21 | los angeles community college district | 0 | $0 | 1 | $1,318 | $1,318 |
| 22 | university of washington | 0 | $0 | 4 | $1,252 | $1,252 |
| 23 | blooming nursery inc | 0 | $0 | 1 | $1,231 | $1,231 |
| 24 | land iq llc | 0 | $0 | 1 | $1,200 | $1,200 |
| 25 | ent associates | 0 | $0 | 1 | $1,200 | $1,200 |
Stance (positions taken)
Predicted vote
Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.
1 predicted yes (0%) · 280 predicted no (52%) · 262 unknown (48%)
By party: · R: 0 yes / 277 no · D: 1 yes / 0 no / 262 unknown · I: 0 yes / 3 no
1 high-confidence positions (voted + sponsor + cosponsor)
- Warren, Elizabeth (D · senate · MA) · cosponsor
Timeline
Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; the inline strip under the row shows the counterpart's own context (a bill's latest action, a hearing's chamber + date, a filing's form type + filed date, a clip's source + excerpt) so the timeline reads like a Wikipedia citation rail.
- 2026-05-25 · Cited in GAO report IN12462 · crs-report-relatedMaterials
- 2026-05-23 · Cited in GAO report IF12861 · crs-report-relatedMaterials
- 2026-05-17 · cosponsored by Warren, Elizabeth (cosponsor) · sponsorship