SJRES 70 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)".
Congress 118
Latest action: — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors (3)
- Braun, Mike (R, IN-S) — cosponsor
- Tillis, Thomas (R, NC-S) — cosponsor
- Tuberville, Tommy (R, AL-S) — cosponsor
Action timeline (2)
- — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- · 10000 — Introduced in Senate
Text versions (1)
- Introduced in Senate · 2024-04-08 — open
Bill text (extracted)
Amendments
Congressional Research Service briefs (1)
CRS reports that cite this bill in their relatedMaterials — what Congress was reading on the topic. Click any report for its summary, formats, and bill-citation walk.
- Overview of the Truth in Lending Act
IF12769· Resources · 2024-09-19The Truth in Lending Act (TILA; 15 U.S.C. §§1601 et seq.) requires creditors to disclose standardized information for various financing products and offers additional consumer protections. TILA applies to most forms of c
Connected on the graph
4 typed relationships in the influence graph — 3 inbound, 1 outbound, grouped by type.
cosponsor of bill (3)
| date | dir | entity | amount | role | source |
|---|---|---|---|---|---|
| — | ← | Tillis, Thomas | — | cosponsor | sponsorship |
| — | ← | Tuberville, Tommy | — | cosponsor | sponsorship |
| — | ← | Braun, Mike | — | cosponsor | sponsorship |
cited in report (1)
| date | dir | entity | amount | role | source |
|---|---|---|---|---|---|
| — | → | IF12769 | — | crs-report-relatedMaterials |
Who matters on this bill
Who matters
Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.
| # | Member | Role | Speeches | Voted | Score |
|---|---|---|---|---|---|
| 1 | Tuberville, Tommy (R, senate AL) | cosponsor | 8 | — | 6 |
| 2 | Tillis, Thomas (R, senate NC) | cosponsor | 2 | — | 3 |
| 3 | Braun, Mike (R, senate IN) | cosponsor | 0 | — | 1 |
Who's influencing them
Orgs ranked by combined money flow on this bill: LDA filings citing the bill + individual contributions in cycle 2026from donors whose employer matches the org name (Schedule A) to any principal committee in the "who matters" list above.
| # | Org | LDA filings | LDA spend | Donor employees | Employee donations | Total |
|---|---|---|---|---|---|---|
| 1 | retired | 0 | $0 | 961 | $421,283 | $421,283 |
| 2 | self-employed | 0 | $0 | 86 | $141,652 | $141,652 |
| 3 | homemaker | 0 | $0 | 25 | $52,013 | $52,013 |
| 4 | self employed | 0 | $0 | 43 | $38,761 | $38,761 |
| 5 | winklevoss capital management | 0 | $0 | 2 | $35,000 | $35,000 |
| 6 | synergi partners | 0 | $0 | 1 | $26,500 | $26,500 |
| 7 | corning | 0 | $0 | 18 | $19,500 | $19,500 |
| 8 | clean energy | 0 | $0 | 14 | $19,000 | $19,000 |
| 9 | capitol counsel | 0 | $0 | 4 | $18,082 | $18,082 |
| 10 | cumberland development | 0 | $0 | 1 | $17,500 | $17,500 |
| 11 | southern energy management | 0 | $0 | 4 | $17,500 | $17,500 |
| 12 | audax group | 0 | $0 | 1 | $17,500 | $17,500 |
| 13 | mobley holdings | 0 | $0 | 1 | $16,667 | $16,667 |
| 14 | webb creek | 0 | $0 | 3 | $16,666 | $16,666 |
| 15 | hendrick automotive group | 0 | $0 | 4 | $15,000 | $15,000 |
| 16 | corning incorporated | 0 | $0 | 6 | $14,500 | $14,500 |
| 17 | kirkland & ellis llp | 0 | $0 | 4 | $14,000 | $14,000 |
| 18 | sunstone credit | 0 | $0 | 2 | $14,000 | $14,000 |
| 19 | brownstein hyatt farber schreck | 0 | $0 | 5 | $13,800 | $13,800 |
| 20 | not employed | 0 | $0 | 4 | $12,500 | $12,500 |
| 21 | monarch private capital | 0 | $0 | 4 | $11,000 | $11,000 |
| 22 | indian tribe | 0 | $0 | 4 | $10,500 | $10,500 |
| 23 | state street | 0 | $0 | 11 | $10,000 | $10,000 |
| 24 | connector inc. | 0 | $0 | 1 | $9,900 | $9,900 |
| 25 | moore & van allen | 0 | $0 | 2 | $9,500 | $9,500 |
Stance (positions taken)
Predicted vote
Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.
2 predicted yes (0%) · 266 predicted no (49%) · 275 unknown (51%)
By party: · R: 2 yes / 0 no / 275 unknown · D: 0 yes / 263 no · I: 0 yes / 3 no
2 high-confidence positions (voted + sponsor + cosponsor)
- Tillis, Thomas (R · senate · NC) · cosponsor
- Tuberville, Tommy (R · senate · AL) · cosponsor
Timeline
Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; the inline strip under the row shows the counterpart's own context (a bill's latest action, a hearing's chamber + date, a filing's form type + filed date, a clip's source + excerpt) so the timeline reads like a Wikipedia citation rail.
- 2026-05-25 · Cited in GAO report IF12769 · crs-report-relatedMaterials
- 2026-05-17 · cosponsored by Tuberville, Tommy (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Tillis, Thomas (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Braun, Mike (cosponsor) · sponsorship