S 3549 — Predatory Lending Elimination Act
Congress 118
Latest action: — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S5999-6000)
Sponsors (4)
- Van Hollen, Chris (D, MD-S) — cosponsor
- Fetterman, John (D, PA-S) — cosponsor
- Booker, Cory A. (D, NJ-S) — cosponsor
- Wyden, Ron (D, OR-S) — cosponsor
Action timeline (2)
- — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S5999-6000)
- · 10000 — Introduced in Senate
Text versions (1)
- Introduced in Senate · 2023-12-14 — open
Bill text (extracted)
Amendments
Congressional Research Service briefs (2)
CRS reports that cite this bill in their relatedMaterials — what Congress was reading on the topic. Click any report for its summary, formats, and bill-citation walk.
- Interest Rate Caps on Credit Cards: Policy Issues
IF12861· Resources · 2026-03-10While the cost of financial services is a perennial topic of congressional debate, Congress has recently paid particular attention to the costs associated with credit cards, one of the most popular payment options for co - Overview of the Truth in Lending Act
IF12769· Resources · 2024-09-19The Truth in Lending Act (TILA; 15 U.S.C. §§1601 et seq.) requires creditors to disclose standardized information for various financing products and offers additional consumer protections. TILA applies to most forms of c
Connected on the graph
6 typed relationships in the influence graph — 4 inbound, 2 outbound, grouped by type.
cosponsor of bill (4)
| date | dir | entity | amount | role | source |
|---|---|---|---|---|---|
| — | ← | Van Hollen, Chris | — | cosponsor | sponsorship |
| — | ← | Booker, Cory A. | — | cosponsor | sponsorship |
| — | ← | Wyden, Ron | — | cosponsor | sponsorship |
| — | ← | Fetterman, John | — | cosponsor | sponsorship |
Who matters on this bill
Who matters
Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.
| # | Member | Role | Speeches | Voted | Score |
|---|---|---|---|---|---|
| 1 | Van Hollen, Chris (D, senate MD) | cosponsor | 5 | — | 6 |
| 2 | Wyden, Ron (D, senate OR) | cosponsor | 5 | — | 6 |
| 3 | Booker, Cory A. (D, senate NJ) | cosponsor | 4 | — | 5 |
| 4 | Fetterman, John (D, senate PA) | cosponsor | 0 | — | 1 |
Who's influencing them
Orgs ranked by combined money flow on this bill: LDA filings citing the bill + individual contributions in cycle 2026from donors whose employer matches the org name (Schedule A) to any principal committee in the "who matters" list above.
| # | Org | LDA filings | LDA spend | Donor employees | Employee donations | Total |
|---|---|---|---|---|---|---|
| 1 | not employed | 0 | $0 | 11,359 | $3,562,908 | $3,562,908 |
| 2 | self-employed | 0 | $0 | 1,032 | $504,191 | $504,191 |
| 3 | self employed | 0 | $0 | 462 | $249,081 | $249,081 |
| 4 | self | 0 | $0 | 40 | $37,130 | $37,130 |
| 5 | robbins geller rudman and dowd llp | 0 | $0 | 4 | $24,000 | $24,000 |
| 6 | none | 0 | $0 | 5 | $14,122 | $14,122 |
| 7 | exelon | 0 | $0 | 16 | $14,000 | $14,000 |
| 8 | winkler development corporation | 0 | $0 | 2 | $14,000 | $14,000 |
| 9 | kbtv | 0 | $0 | 2 | $13,200 | $13,200 |
| 10 | bain capital | 0 | $0 | 2 | $12,800 | $12,800 |
| 11 | wells fargo | 0 | $0 | 8 | $12,428 | $12,428 |
| 12 | zeena llc | 0 | $0 | 2 | $12,000 | $12,000 |
| 13 | tilebar | 0 | $0 | 2 | $11,600 | $11,600 |
| 14 | apollo | 0 | $0 | 4 | $10,700 | $10,700 |
| 15 | n/a | 0 | $0 | 9 | $10,250 | $10,250 |
| 16 | mei | 0 | $0 | 2 | $9,000 | $9,000 |
| 17 | actum llc | 0 | $0 | 4 | $9,000 | $9,000 |
| 18 | apollo global management | 0 | $0 | 2 | $8,800 | $8,800 |
| 19 | stanford university | 0 | $0 | 10 | $8,527 | $8,527 |
| 20 | latham & watkins llp | 0 | $0 | 2 | $8,500 | $8,500 |
| 21 | basha diagnostics | 0 | $0 | 2 | $8,000 | $8,000 |
| 22 | retired | 0 | $0 | 12 | $7,775 | $7,775 |
| 23 | blackstone | 0 | $0 | 2 | $7,750 | $7,750 |
| 24 | prudential | 0 | $0 | 4 | $7,650 | $7,650 |
| 25 | prudential financial | 0 | $0 | 4 | $7,500 | $7,500 |
Stance (positions taken)
Predicted vote
Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.
4 predicted yes (1%) · 280 predicted no (52%) · 259 unknown (47%)
By party: · R: 0 yes / 277 no · D: 4 yes / 0 no / 259 unknown · I: 0 yes / 3 no
4 high-confidence positions (voted + sponsor + cosponsor)
- Booker, Cory A. (D · senate · NJ) · cosponsor
- Fetterman, John (D · senate · PA) · cosponsor
- Van Hollen, Chris (D · senate · MD) · cosponsor
- Wyden, Ron (D · senate · OR) · cosponsor
Timeline
Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; the inline strip under the row shows the counterpart's own context (a bill's latest action, a hearing's chamber + date, a filing's form type + filed date, a clip's source + excerpt) so the timeline reads like a Wikipedia citation rail.
- 2026-05-25 · Cited in GAO report IF12769 · crs-report-relatedMaterials
- 2026-05-23 · Cited in GAO report IF12861 · crs-report-relatedMaterials
- 2026-05-17 · cosponsored by Van Hollen, Chris (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Booker, Cory A. (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Fetterman, John (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Wyden, Ron (cosponsor) · sponsorship