HR 2978 — GUARD Act
Congress 119
Latest action: — Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0.
Sponsors
- Valadao, David G. (R, CA-22) — cosponsor
- Tiffany, Thomas P. (R, WI-7) — cosponsor
- Fedorchak, Julie (R, ND-0) — cosponsor
- Gillen, Laura (D, NY-4) — cosponsor
- Lawler, Michael (R, NY-17) — cosponsor
- Hayes, Jahana (D, CT-5) — cosponsor
- Whitesides, George (D, CA-27) — cosponsor
- Hinson, Ashley (R, IA-2) — cosponsor
- Nehls, Troy E. (R, TX-22) — cosponsor
- Johnson, Julie (D, TX-32) — cosponsor
- Fitzgerald, Scott (R, WI-5) — cosponsor
- Lee, Susie (D, NV-3) — cosponsor
- Downing, Troy (R, MT-2) — cosponsor
Lobbied by (1)
LDA filings that named this bill in their activity descriptions. The lobbying firm (registrant) is paid by the client to lobby on this and related issues.
| Filing | Period | Registrant (lobbying firm) | Client | Income | Matched |
|---|---|---|---|---|---|
| 1st Quarter - Report | 2026 first_quarter | CONSUMER BANKERS ASSOCIATION | CONSUMER BANKERS ASSOCIATION | — | H.R. 2978 |
Action timeline
- · H11100 — Referred to the Committee on the Judiciary, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- · H11100 — Referred to the Committee on the Judiciary, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- · Intro-H — Introduced in House
- · 1000 — Introduced in House
- — Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0.
- — Committee Consideration and Mark-up Session Held
Text versions
- Introduced in House · 2025-04-21 — open
Connected on the graph
Inbound (14)
| date | from | type | amount | role | source |
|---|---|---|---|---|---|
| — | Whitesides, George | cosponsor_of_bill | — | cosponsor | sponsorship |
| — | Valadao, David G. | cosponsor_of_bill | — | cosponsor | sponsorship |
| — | Tiffany, Thomas P. | cosponsor_of_bill | — | cosponsor | sponsorship |
| — | Fedorchak, Julie | cosponsor_of_bill | — | cosponsor | sponsorship |
| — | Gillen, Laura | cosponsor_of_bill | — | cosponsor | sponsorship |
| — | Lawler, Michael | cosponsor_of_bill | — | cosponsor | sponsorship |
| — | Hayes, Jahana | cosponsor_of_bill | — | cosponsor | sponsorship |
| — | Nehls, Troy E. | cosponsor_of_bill | — | cosponsor | sponsorship |
| — | Fitzgerald, Scott | cosponsor_of_bill | — | cosponsor | sponsorship |
| — | Hinson, Ashley | cosponsor_of_bill | — | cosponsor | sponsorship |
| — | Johnson, Julie | cosponsor_of_bill | — | cosponsor | sponsorship |
| — | Downing, Troy | cosponsor_of_bill | — | cosponsor | sponsorship |
| — | Lee, Susie | cosponsor_of_bill | — | cosponsor | sponsorship |
| 2026-01-01 | CONSUMER BANKERS ASSOCIATION | lobbies_on_bill | — | H.R. 2978 | lobbying_bill_mention |
Who matters
Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.
| # | Member | Role | Speeches | Voted | Score |
|---|---|---|---|---|---|
| 1 | Fitzgerald, Scott (R, house WI-5) | cosponsor | 2 | — | 3 |
| 2 | Gillen, Laura (D, house NY-4) | cosponsor | 2 | — | 3 |
| 3 | Downing, Troy (R, house MT-2) | cosponsor | 1 | — | 2 |
| 4 | Hayes, Jahana (D, house CT-5) | cosponsor | 1 | — | 2 |
| 5 | Lawler, Michael (R, house NY-17) | cosponsor | 1 | — | 2 |
| 6 | Valadao, David G. (R, house CA-22) | cosponsor | 1 | — | 2 |
| 7 | Whitesides, George (D, house CA-27) | cosponsor | 1 | — | 2 |
| 8 | Fedorchak, Julie (R, house ND) | cosponsor | 0 | — | 1 |
| 9 | Hinson, Ashley (R, house IA-2) | cosponsor | 0 | — | 1 |
| 10 | Johnson, Julie (D, house TX-32) | cosponsor | 0 | — | 1 |
| 11 | Lee, Susie (D, house NV-3) | cosponsor | 0 | — | 1 |
| 12 | Nehls, Troy E. (R, house TX-22) | cosponsor | 0 | — | 1 |
| 13 | Tiffany, Thomas P. (R, house WI-7) | cosponsor | 0 | — | 1 |
Who's influencing them
Orgs ranked by combined money flow on this bill: LDA filings citing the bill + individual contributions in cycle 2026from donors whose employer matches the org name (Schedule A) to any principal committee in the "who matters" list above.
| # | Org | LDA filings | LDA spend | Donor employees | Employee donations | Total |
|---|---|---|---|---|---|---|
| 1 | not employed | 0 | $0 | 197 | $82,373 | $82,373 |
| 2 | retired | 0 | $0 | 112 | $31,478 | $31,478 |
| 3 | self employed | 0 | $0 | 26 | $19,498 | $19,498 |
| 4 | tolunay-wong | 0 | $0 | 1 | $13,500 | $13,500 |
| 5 | blackstone | 0 | $0 | 1 | $10,500 | $10,500 |
| 6 | castle harlan, inc. | 0 | $0 | 1 | $7,000 | $7,000 |
| 7 | dragonfly | 0 | $0 | 1 | $7,000 | $7,000 |
| 8 | essc | 0 | $0 | 1 | $6,830 | $6,830 |
| 9 | travis kisner | 0 | $0 | 1 | $6,830 | $6,830 |
| 10 | self-employed | 0 | $0 | 14 | $5,615 | $5,615 |
| 11 | openai | 0 | $0 | 2 | $4,999 | $4,999 |
| 12 | berenson partners, llc. | 0 | $0 | 1 | $3,643 | $3,643 |
| 13 | hsk consulting | 0 | $0 | 1 | $3,500 | $3,500 |
| 14 | puma vineyards | 0 | $0 | 1 | $3,500 | $3,500 |
| 15 | ohio machinery co. | 0 | $0 | 1 | $3,500 | $3,500 |
| 16 | third point llc | 0 | $0 | 1 | $3,500 | $3,500 |
| 17 | thirdpoint llc | 0 | $0 | 1 | $3,500 | $3,500 |
| 18 | 0 | $0 | 1 | $3,500 | $3,500 | |
| 19 | montage international | 0 | $0 | 1 | $3,500 | $3,500 |
| 20 | concert croup | 0 | $0 | 1 | $3,500 | $3,500 |
| 21 | o'neill enterprises | 0 | $0 | 1 | $3,500 | $3,500 |
| 22 | bnp paribas | 0 | $0 | 1 | $3,500 | $3,500 |
| 23 | puma springs vineyards | 0 | $0 | 1 | $3,500 | $3,500 |
| 24 | not employer | 0 | $0 | 2 | $3,400 | $3,400 |
| 25 | northwell health | 0 | $0 | 2 | $3,000 | $3,000 |
Predicted vote
Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.
13 predicted yes (2%) · 3 predicted no (1%) · 527 unknown (97%)
By party: · R: 8 yes / 0 no / 269 unknown · D: 5 yes / 0 no / 258 unknown · I: 0 yes / 3 no
13 high-confidence positions (voted + sponsor + cosponsor)
- Downing, Troy (R · house · MT-2) · cosponsor
- Fedorchak, Julie (R · house · ND) · cosponsor
- Fitzgerald, Scott (R · house · WI-5) · cosponsor
- Gillen, Laura (D · house · NY-4) · cosponsor
- Hayes, Jahana (D · house · CT-5) · cosponsor
- Hinson, Ashley (R · house · IA-2) · cosponsor
- Johnson, Julie (D · house · TX-32) · cosponsor
- Lawler, Michael (R · house · NY-17) · cosponsor
- Lee, Susie (D · house · NV-3) · cosponsor
- Nehls, Troy E. (R · house · TX-22) · cosponsor
- Tiffany, Thomas P. (R · house · WI-7) · cosponsor
- Valadao, David G. (R · house · CA-22) · cosponsor
- Whitesides, George (D · house · CA-27) · cosponsor
Activity
Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; click the date to jump to its provenance.
- 2026-05-17 · cosponsored by Valadao, David G. (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Downing, Troy (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Lee, Susie (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Gillen, Laura (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Fitzgerald, Scott (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Johnson, Julie (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Hayes, Jahana (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Whitesides, George (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Nehls, Troy E. (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Lawler, Michael (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Tiffany, Thomas P. (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Fedorchak, Julie (cosponsor) · sponsorship
- 2026-05-17 · cosponsored by Hinson, Ashley (cosponsor) · sponsorship
- 2026-01-01 · lobbied on by CONSUMER BANKERS ASSOCIATION (h.r. 2978) · lobbying_bill_mention